It is extremely unlikely that goPeer will go into administration, but we of course have to plan for all contingencies. If goPeer were to fail (or close to new business for whatever reason), we have a plan in place to ensure that our borrowers’ loans are serviced. In the unlikely event that goPeer goes into administration, the contracts with borrower are still legally valid and will not change. Borrowers will have to make payments to lenders as usual.