Overview of the Offer
The Ratehub.ca $50 eGift Card Special Offer the "Offer") is valid from July 1, 2025 to February 28, 2026, ending at midnight EST (the "Offer Period"). This Offer is exclusively available to individuals who meet the eligibility requirements outlined below and apply for a personal loan with Peer Capital Corporation (“goPeer”) through a referral link provided by Ratehub Inc. (“Ratehub.ca”) during the Offer Period.
Update! Offer extended until February 28, 2026
Eligibility
To qualify for the Offer, applicants must:
Complete a full loan application (not just a pre-qualification) during the Offer Period via the referral link provided by Ratehub.ca.
Meet all income, credit, and qualification requirements to be approved for a personal loan with goPeer.
Be approved, accept, and take the loan disbursed by goPeer (i.e., loan funds must be successfully deposited into the applicant's designated account).
Ensure the approved loan remains in good standing for the first 90 days following loan disbursement (i.e., no missed payments).
Enrollment and Reward Details
Eligible borrowers will automatically be enrolled in the Offer. If all terms and conditions are met, the applicant will receive a $50.00 digital gift card from a wide selection of merchants. Limit of one (1) gift card per eligible borrower. The digital gift card will be sent via email from Giftbit on behalf of goPeer to the email address of the primary account holder within 120 days of the loan disbursement date. The Offer is voided if any payments are missed during the first 90 days following loan disbursement. Gift cards received in error, including errors in the amount issued, are subject to cancellation. goPeer reserves the right to substitute the gift card with another gift card of equal value. The gift card is non-transferable and there is no cash alternative.
Loan Application and Approval
Loan approval is subject to goPeer’s standard credit check and qualification process. Applying for a loan does not guarantee approval, and applicants must apply during the Offer Period, meet all necessary qualifications to be approved, and accept the loan. The time between loan approval and fund disbursement may vary.
General Terms
goPeer and Ratehub.ca are separate legal entities, and Ratehub.ca has no involvement in the loan application, approval, or disbursement processes.
This Offer is available while supplies last and may be withdrawn or changed at any time without notice. By using goPeer’s services, applicants acknowledge that goPeer does not act as a fiduciary and is not responsible for any decisions made based on information or content available on its site. goPeer, its affiliates, and third-party service providers are not liable for any claims, damages, or decisions arising from the use of its services or content.
Privacy and Data Use
By participating in the Offer, applicants agree to goPeer’s data collection and privacy practices as described in its Privacy Policy, accessible on goPeer’s website.
Miscellaneous
This Offer cannot be combined with any other special offers, promotions or discounts unless otherwise stated. goPeer reserves the right to modify, suspend, or terminate the Offer at any time without prior notice. All decisions regarding eligibility, enrollment, and issuance of the eGift Card are final and at the sole discretion of goPeer.
By participating in this Offer, applicants acknowledge that they have read and understood these terms and conditions and agree to abide by them.