Borrowing

Getting Started

• Will applying for a loan impact my credit score?
• Who can borrow through goPeer?
• How do I apply for a loan?
• Why borrow through goPeer?
• Borrowing eligibility requirements

Application Process

• Why a Loan Application May Be Declined After Pre-Qualification
• How long does it take until a decision is made?
• What happens if my application is declined?
• Applying for multiple goPeer loans
• How long after funding period ends will the loan be deposited in my bank?
• What if my loan is not fully funded after 30 days?

Loan Management

• How long do I have to decide on accepting a partially funded loan after the funding period is over?
• How does goPeer collect repayments from borrowers?
• Can I pay some or all of my loan off early?
• Do you offer payment protection insurance?
• Do I have to take the loan immediately after I’ve been approved?
• What do investors know about me? Do they know who I am?

Fees and Costs

• How does goPeer make money? Does goPeer charge borrowers a fee?
• Why are your rates (APR) cheaper than other lenders? What’s the catch?
• Why is there an origination fee?

Support and Troubleshooting

• I am struggling to make my repayments, what should I do?
• My payment was missed, what should I do?
• What are the risks of borrowing through goPeer?

Payments

How it works

General

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