Applying for pre-qualification at goPeer will not impact your credit score. Pre-qualification is a soft credit inquiry that allows you to verify your eligibility, view your estimated rate, and get access to your FICO™ Score 8, which is the credit score used by 90% of lenders. This process helps you explore your loan options without affecting your credit.
If you decide to proceed with a full loan application, a hard credit check will be performed. While a hard inquiry may impact your credit score, the effect is usually minor and temporary. The slight dip in your score typically recovers over a short time, and should not discourage you from applying if you're seriously considering a loan.