Many Canadians choose to borrow through goPeer as our APR rates are often much cheaper, we have no early repayment fees and accounts are easily managed online, with you in charge. Add that to the speed of our application process (instant quote available online, and 1 day to receive a credit decision), and it’s a winner. The interest on the loan is paid directly to the people who lent the funds to you, so you’re giving back to investors, not to big banks. Not to mention our friendly and knowledgeable customer service team, who are available at the end of the phone to help you with any questions you may have.